Get the Right Loan for Your Restaurant
Find the right type of financing for your restaurant and its needs.
Lines of Credit
From $5,000 to $500,000. Loan Terms from 1 to 3 years. Give you and your restaurant financial flexibility.
Commercial Mortgages
Real estate loans for your restaurant property. Purchase or refinance loans, including cash-out or improvements.
SBA Loans
Loans for equipment, acquisitions, debt refi and more. Terms 10 to 25 years. Loans up to $5 million.
Bank Term Loans
Fixed payments from a more traditional loan. Terms from 1 to 5 years, or up to 25 with real estate.
Equipment Financing
Funding for equipment and FF&E of all kinds. Fast approvals, low rates. Loans from $10,000 to $5 million.
Merchant Cash Advances
Get funding based on your sales pace. Loans from $10,000 to $750,000. Terms up to 3 years. Quick funding options.
Same-Day Options if Needed
Apply Online
Easy online application.
No impact to credit score.
Explore Loan Options
Choose from one or more offers from top lenders.
Get Funds Fast
Once approved, get funds in as little as 24 hours.
Qualifying
is Easy
Credit Score 550 Minimum
6+ Months Time in Business
$25,000 or More in Monthly Sales
Plus, a business bank account is required.
Eligibility
Living in Uncertain Times
During times of global or macro uncertainty, like the time we find ourselves in now, many businesses will shrink back, play small, and hunker down to wait out the storm. They choose to go into survival mode, afraid to be creative.
But for the brave ones – for the industry leaders – there is another option...
GET CREATIVE. INVEST IN YOUR BUSINESS. BET ON YOUR FUTURE.
Those who choose this path will do much more than see their business just survive.
Know Warren Buffet’s advice for anyone who wants to thrive in tough economic times?
"The best protection against inflation is to invest in yourself. The next best protection is to have a great business. That’s because no matter what happens with the value of the dollar, the business’ product will still be in demand."
Why Everfund?
Everfund really came through when we needed them! Their process was incredibly fast and efficient. I really can’t recommend them enough.
Dawn R.
Thanks for being such professionals in helping my business get financing. You made the process surprisingly simple and effortless. Hope to work with you again!
Mike Z.
We were unable to get what we needed from multiple larger lenders, but Everfund stepped in and was able to get us financing. Your service was invaluable to us.
Jason S.
"After working with Wells Fargo with no success for months, I turned to Everfund and had instant success. Thank you Everfund, I highly recommend you!"
Lisa A.
Everfund is a highly-experienced, hands-on small business advisory firm. We're led by Mike Spitalney, CEO, who brings together over two decades of expertise in small business/SBA/commercial lending with over ten years in restaurant operations/strategy/financing. Mike is involved in every request, talking to you directly. We're not a nameless, faceless big company - we're actually a small business like you, and we've used all types of financing we talk about.
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There are hundreds of lenders and thousands of intermediaries out there. Unless financing is your full-time job, it is really tough to navigate the lending world. Finding the best loan for your restaurant requires a specialized firm you can trust, like Everfund. We've evolved with the industry and established relationships over decades.
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Work directly with a restaurant financing expert...
...with the connections and options you need.
© 2026 by Everfund Commercial Capital, LLC
Everfund Commercial Capital, LLC
101 Rainbow Drive, #14136
Livingston, Texas 77399
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