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Merchant Cash Advances / ACH Loans

The fastest, simplest options for many businesses.

  • Access from $5,000 to $250,000

  • Borrow based on credit card sales

  • Pay back as you collect revenue

  • No collateral - No credit reporting

Woman hand with credit card swipe through terminal for sale in restaurant.jpg

Applying is free and will not affect your credit.

Qualifying is Easy
Very Low Credit Scores OK
3 - 6 Months of Bank Statements
No Collateral, Little Paperwork

Get Cash Advance Offers - Easily, Quickly.

 Apply for free in minutes. Get funded in as little as 24 hours.

Apply Now, Same-Day Approvals

Apply Online

Easy online application.

No impact to credit score.


Explore Options

Access a variety of choices from multiple companies.


Get Funds Fast

Once approved, get funds in as little as 24 hours.

Want to Quickly See How Much Cash is Available?

 Applying is free and won't impact your credit score. 

Credit Score 550 Minimum
6+ Months in Business 
Monthly Sales of $10,000/month 

"I applied for a loan when my business was at risk of going under. I applied with many companies and Everfund was by far the best - quick and easy." 

Jon Rogers

"I had a fabulous experience with Everfund. I had spoken with a number of lenders with no success, but once I found Everfund I had funds in less than a week."

Leslie Steskal

"I tried getting a loan with lenders with no success. My experience with Everfund was great - very professional and efficient. Can't thank Everfund enough."

Linda Page

"After working with Wells Fargo with no success for months, I turned to Everfund and had instant success. Thank you Everfund, I highly recommend you!"

Lisa Atteberry

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