Apartment and Multifamily Loans

Whether you have a dozen units or hundreds, we will help you get the lowest rate and best terms for your unique situation.

Multifamily Loan Rates

As of 


For Loans of $6,000,000 and over

Loan Term
Loan Rates (as low as)
15 years
Up to 30 years
10 years
Up to 30 years
7 years
Up to 30 years
5 years
Up to 30 years

For Loans of $1,000,000 - 6,000,000

Note:  The above rates are indicative of the lowest rates possible currently. However, rates for multifamily properties are never "one-size-fits-all". Rates vary based on many factors, including property location, loan to value ratio, property condition, debt coverage, type of prepayment penalty, and owner experience and financial strength. 

With Everfund, get the very best rate and terms.

Click to reach out for your FREE quote or for a consultation about your property.  

Business Property Loans

Whether you are buying a building for your business, refinancing an existing property, or expanding your current space, we can help.

Financing an owner-occupied property is quite different than financing tenant-occupied property. Lenders will evaluate the fundamentals of the physical property, yes. But rather than evaluating tenant leases, they are focused on assessing the primary source of cash-flow to repay the loan: your business.

It’s important to work with someone like Everfund who understands not only commercial lending but also business operations and finance. 

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Apartment Building & Multifamily Lending

Apartment building and multifamily financing makes up the largest share of our lending activity. As multifamily loan experts, we have great options to meet a variety of needs and situations. We’re able to get the best loans for large complexes as well as small properties with just a handful of units. 

Apartment Loan Options:

  • Up to 80% loan-to-value

  • Unlimited cash-out

  • Non-recourse

  • No tax returns

  • Up to 30-year amortization

  • No upfront fees


We've been a leader in SBA and commercial lending for over 15 years. During the COVID-19 crisis, when SBA PPP loans are available, we are dedicated to helping business owners obtain the PPP Loans they need. With us, you get straight talk and Loan Advisors who are available to help guide you and answer questions. All at no cost to you.

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Examples of Our $400+ Million Financed